under no circumstances should you ever send money to someone you don’t know via Western Union or MoneyGram
Do you want to know more about western union and moneygram? hello, people of internet users, this is faith and welcome to our article today I’m going to talking about some most common red flags for Craigslist scams and at the end of this article, I will tell you a little bit of my own and a personal experience with this scam.
Here are five red flags that you should spot for common Craigslist scams
1. The buyer will send you too much or the seller requests too little
So, let me give an example they say you’re selling a poster for 10 bucks on Craigslist and say a person wants to send you a check to buy the item and they ask you to wait it’s for $100 the person says oh no I added an extra zero on to the check can you send me $90 back or better yet they’ll tell you to keep an extra ten dollars just send me $80 back use part of that ten dollars -for shipping for the poster or whatever they want you to send it via WesternUnion money gram or sometimes even gift cards yes, some people actually fall for these gift cards do you believe that another thing is the sellers will request to little say the newest version of the Mac typically ranges like above easily a thousand dollars now someone is selling a brand-new Mac for like five hundred dollars they just tell you like, hey I can’t meet you in person.
I’m currently out of town so you’re going to send me the money and thenI’ll ship it to you or they’ll tell you oh yeah I’m currently deployed in the Army some other country if you could just send it to this address, therefore, it’s out of the country there could be some complicated not even complicated.
I’m the easy reason that they could just come off the top of their head to make it seems legitimate so they’ll request that you send money via Western Union or money gram and then they’ll tell you they are CEO. I’ll ship it to you don’t worry and you never get it and by the time, you realize there’s a scam. you can’t get your money back it’s very difficult because as soon as you send the Western Union or MoneyGram via Walmart, they could pick it up like that And soon as they pick it up there’s no way that you’re going to be able to get any of this money back your bank is not going to can get it back for you because you most likely took cash to go to Western Union to send the wire transfer tip number one the buyer will send too much seldom request too little keep that in mind.
If it’s too good to be true most likely it is tip number two repayment options typically scammers will request that you send money back via Western Union or MoneyGram and like I mentioned before gift cards sometimes, they could ask for like iTunes gift cards for some reason because it’s very difficult to retrieve those claim those funds back once you determine it’s a scam.
2. like steam gift cards a bunch of a variety of gift cards, they could use.
To make sure that you cannot withdraw the funds back after you realize that it’s a scam so, the bottom line does not ever send any money to anyone that you don’t know.
3. Not willing to meet in person
Like I mentioned earlier they can make up some Sort of excuse like oh I’m on a business trip right now I cannot meet with you for that reason, I can’t meet
It’s you for the next seven days but I really need this money right now so please send it to me at that delivery
Methods that we mentioned before and now guarantee they’ll send you theProduct so again not willing to meet up asking for too little sending you too much Western Union money Graham gift cards don’t do it.
As soon as they send you the check they’ll probably send it to your priority shipping
And they want you to deposit not even deposit they want you to cash the check at your bank and as soon as he cashed the check they want you to send the funds Back immediately keep in mind it could Take the typical four to seven business
Days for cheque to clear most Thanks have next-day availability of the Funds for example if I deposit a check or $1,000 at my local bank the very next day I should have full access to Those funds if I’m not using a new Account if you’re ever unsure of a check.
Definitely ask the bank employees like that they think about it. Tell them you’re current and they should be able to see the red flags if you cannot see them yourself. They might recommend that you wait the four to seven business days for the check to property clear because at that point the maker bank will be able to see that it’s a counterfeit check and then that’s when they’ll return it to your Bank and that full amount will be debited out of your account so just keep that in mind there are a bunch of counterfeit checks out there and to the common person you might look at the check and just think oh it looks just like a normal check that you know it can come from my checkbook or could come from a business always look at the address of the check as well the maker address. If somebody is speaking to you from another state and they claim to be from let’s say New York and then the check that comes in is out of Maryland or something or Arizona or California that’s a red flag right there most likely it’s a counterfeit check so just be careful of that tip number five and probably the most important tip on this list do not under any circumstance give your account information to anybody that you meet online some common scams that I’ve heard of on Craigslist like.
I’m going to deposit this check on to your account just give me your mobile banking credentials or give me your account number your routing number that type of thing never give out your account information under any circumstance to anyone you don’t know sometimes, you can’t even rely on people that you think you know over facebook because fake counts are very easy to make I could go on to your friends list right now Icould see a friend that commonly post or I could see a friend that constantlyposts on your wall and then I could just make a fake account real quick I’ll addyou and then I message you and tell you hey I’m in deep trouble I need you to deposit this check and send me back Western Union money Graham gift cards one of those three are typically the way to do it or even sometimes wire transfers never send any money back unless you could verbally confirm with the person over the phone and you should know this person well it can’t just be some guy that you knew in high school and I was like oh yeah, I’ll just say the money.
I trust you to be overly cautious no matter what there are so many scammers out there and let me tell you my story before I get on the story though keep those five tips in mind years will send you too many sellers will send you too little never send Western Union money grand gift cards to someone you don’t know another red flag is they’re not willing to meet upkeep in mind the check clearing time of four to seven business days and do not under any circumstance give out your account information now why am I WRITING ABOUT this it’s not because I recently fell victim to a scam or anything I just know around this time a lot of scams are going on and I just watched a couple of USER articles about it and I was on Craigslist a couple weeks ago, and I just noticed all these ridiculous prices and I said to myself at the bottom it says you know.
You’re going to be required to send money with Western Union or MoneyGram that type of thing Craigslist is full of scammers right now so keep that in mind now on with my story I say this was around 2009 maybe 2010 sometime around here I was thinking about college and what I was going to do and I needed a new laptop and at the time. I spent a lot of time at the Apple store and I was like I want to get a MacBook Pro or just a MacBook anything Mac related I was a MacBook fanboy back in the day so I was like yeah why not let’s just look in Craigslist see what’s going on I really wanted a black MacBook laptop and I saw one for a decent price I believe at the time they ranged from like 700 to like $100 I saw a MacBook for like 500 for $400 in that around that price range, this is great it says it works there’s a picture of the black MacBook this is great I never really purchase anything on Craigslist before so I messaged the seller.
I’m very interested in this particular MacBook when can we meet up I just want to see it I want to make sure it works and they’re like oh I Guarantee it works but um we’re not going to be a meetup or anything like that. I will send you the MacBook but obviously I would like money first I was Like that’s good that’s kind of strange you know there’s no guarantee that if I’m purchasing something online that’s going to work because at the time Amazon wasn’t that big of a thing online ordering wasn’t that big of a thing I was new to like being online and just like trying to attempt to buy something, so, this is very fishy so then they tell me they’re currently deployed.
I think Afghanistan or Iran Iraq they were deployed somewhere and they were saying that they could not meet up under their circumstances they’re going to send me the MacBook as soon as I sent them the money or not they didn’t even request a check they just wanted me to send the money via Western Union and I had enough money in my bank account and I was thinking to myself do I’m going to do this this seems like very fishy I’m not too sure if this is going to work out that day I was ready to go and send the Western Union.
I was about to leave for the bank and I thought to myself no I’m not going to do this I’m not going to risk not knowing that something’s going to be sent to me because now, I still thought it was legitimate so then I told him was like hey, I don’t feel comfortable with this you know thank you for the offer and everything good luck selling your product and he replied to me with a bunch of swear words that you know the threats and everything like that and I was like good thing I didn’t send this guy any money because it does not seem like he’s legit.
I recently tried going back through my email archive to try to find the email thread so I could show you guys but ever since then his email has been deleted, and I cannot have access to those emails that’s another thing if the person is emailing you from a random email address like Michael Jackson six-six-six or something like that sure it is not legitimate if they just throw two random names together followed by a series of numbers and then at gmail.com or something like that just keep in mind search for red flags be smart so you don’t lose any money okay? That is the point of this article.
I hope this article helps you out if you guys have almost fallen victims to Craigslist scams or anything like that please share your stories in the comment section below bottom line again do not send any money to anyone that you don’t know or gift cards anything like that. the proper cheque clearing time is four to seven business days keep that in mind do not use up any funds of a check that you’re not sure of until after seven day period and even if it’s still there double-check with the bank employee.